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Ridesharing services such as Uber or Lyft have made our lives a little easier. With just a few gestures on our phones, you will be conveniently whisked away to your destination without worrying about how you’re going to find a ride home.
But with such convenience comes legal questions. What happens if you get into an accident? As a passenger, are your medical bills covered by the driver’s insurance? Can you file a lawsuit against the ridesharing company?
For decades, the Nashville car accident lawyers at Martin Heller Potempa & Sheppard, PLLC have helped hundreds of clients across Middle Tennessee with their insurance claims. We understand the complexities of Uber accidents and know what is needed to get you the compensation you need to pay your medical bills.
Uber Accident Claims for Drivers
Ever since Uber and Lyft had started operating in Tennessee, there have been questions about insurance claims. When it comes to hired vehicle services, such as taxi or limo, there are stringent rules the drivers need to abide. These laws are not only for the driver and the company’s protection but for your safety; if the vehicle gets into an accident, the law clearly states who is liable for the injuries.
Since Uber and Lyft do not have to follow these state and local laws, the party that is liable can be quite confusing. According to the ridesharing companies, all drivers must have their own car insurance. And if they get into an accident, it is the driver’s insurance that will pay for the crash. And since many Uber drivers are using personal insurance policies, there can be a problem with the coverage options.
According to Tennessee’s Transportation Network Company Services Act, Uber and Lyft drivers need to have specific insurance that protects both the driver and the passenger. But many insurance companies are denying injury claims following an Uber accident because the driver was using the car as a company vehicle, not for personal reasons. Since the insurance company was unaware the vehicle was being used for commercial purposes, the insurance can deny the claim.
But what about the passengers?
Lyft Accident Claims for Passengers
The issue with the commercial liability insurance is it only protects Uber drivers who are either accepting a trip request or are transporting a passenger at the time. Unfortunately, this insurance does not cover any injuries the passenger receives following a ridesharing accident. So if you receive an injury, your insurance company to pay for the crash. And this may mean you do not have enough to cover the costs following an accident.
If this is the case, you need to turn to an experienced Nashville Uber accident lawyer. Our attorneys can help you bring a claim against the driver. We’ll examine the evidence, get your medical records, talk to experts, and begin negotiating with your insurance company to get you the compensation that you truly deserve for your injuries. And, if negotiation talks break down, we are prepared to fight for your rights in the courtroom.
Our Nashville Uber Accident Lawyers are Here to Help
If you receive an injury after riding an Uber or Lyft in Nashville, filing a claim can be extremely difficult. At Martin Heller Potempa & Sheppard, PLLC, we use all the legal tools available to help ridesharing accident victims across Tennessee. We understand the challenges surrounding these accidents and will make sure you receive compensation from those responsible for your injuries.
The time to act is today. Contact the Tennessee ridesharing accident lawyers at Martin Heller Potempa & Sheppard today for a free consultation.